If you earn a living buying, selling, fixing or generally working with cars or even if it’s only part-time – it’s essential to have good insurance.

We sell policies specially designed for small and large motor traders.

New and Used Car Dealerships
Service, Repair and MOT garages
Vehicle Body Builders
Commercial Vehicle Repairers
Self Drive Hire Operators
Commercial Vehicles (taxis and coaches)
Part time traders, or mechanics working      from home
Mobile Mechanics
Body Shops
Valeters
Couriers

Road Risks Insurance

If you work in the motor trade, you will have a requirement to store and drive an ever changing stock of vehicles on the public highway. To do this, you'll need some form of motor trade insurance cover. The most basic element of motor trade cover is road risk insurance.

Providing the base level of business insurance protection for the motor trade, road risk insurance is designed for small businesses that carry out repair work, maintenance or car sales activity. A road risk insurance policy will usually carry a large number of specific exclusions. These may put a cap on the value of the vehicle insured and the maximum value of a payout.

Available as a fully comprehensive, third party fire & theft or third party only policy, road risk insurance provides cover for a named driver or a number of drivers allowing them to move vehicles on the public highway. This negates the need to arrange a continuous stream of individual temporary car insurance policies for each vehicle.